FAQ’S


 

Q: Why should I use a Sunstate Financial mortgage broker?

A lender is highly unlikely to tell you that another lender has a better deal for you which is exactly what we as mortgage and finance brokers do. Sunstate Financial is a privately owned company so you can rest assured that our advice is non-biased and in your best interest. Our loyalty is to our clients not the banks, so if there is a better deal out there we’ll tell you. If you have a specific lender you would like to get your loan from we can help you through the borrowing process with that lender.


Q: How is this a free service?

A high percentage of a lenders business comes from mortgage and finance brokers. Because of this lenders have fixed marketing costs built into their loans which they pay brokers a commission from when we give them business. We are then able to offer our services to you free of charge.


Q: When do I need to speak to a mortgage broker?

We are more than happy to speak to you at any stage. If you have any questions about obtaining a mortgage as an owner occupier or investor, deposits needed, vehicle finance, debt consolidation or any form of finance we would be happy to hear from you. Why not give us a call now on 07 55545561


Q: I live in another state or a rural area, can I still use Sunstate Financial?

YES! We will happily take care of you over the phone, by fax and with emails. We are required to certify your identification documents so we may book a time for a quick skype call or arrange another method if we are unable to meet with you face to face.


Q: How much can I borrow?

There is no general answer to this question as this is assessed on a case by case basis. Income and living expenses are taken into account as well as the costs of repaying the new loan. Please feel free to contact us so we can take a look at your situation and calculate what your borrowing power may be.